Terms of Use

1. Purpose

These Terms of Use govern the terms and conditions for using services offered on destinosseguro.com, as well as defining the rights and obligations of the parties.

2. Services offered

Destinos Seguro offers the following services:

• Free matching quiz: A questionnaire to identify the emigration country best suited to your profile.
• Premium Audit (paid): A detailed, personalized report including tax analysis, cost of living, administrative procedures, and action plan.

3. Access to the service

Access to the free quiz is open to anyone with internet access. The Premium Audit requires prior payment.

Destinos Seguro reserves the right to suspend or interrupt access to the site for maintenance or update purposes.

4. Limitation of liability

Information provided by Destinos Seguro is for informational purposes only and does not constitute legal, tax, or financial advice. We recommend consulting qualified professionals before making any emigration decision.

Destinos Seguro cannot be held liable for decisions made based on information provided by the service.

5. Intellectual property

All site content (texts, images, graphics, algorithms) is protected by copyright. Any unauthorized reproduction is prohibited.

Generated audit reports are for personal use and may not be commercially redistributed.

6. Refund policy

As the Premium Audit is a personalized digital product, no refund is possible once the report has been generated and sent.

In case of a technical issue preventing report generation, a full refund will be issued within 14 days.

7. Personal data

The processing of personal data is detailed in our Privacy Policy.

8. Modification of terms

Destinos Seguro reserves the right to modify these Terms at any time. Users will be informed of any substantial modification.

9. Applicable law

These Terms are governed by Maltese law. Any dispute shall be subject to the exclusive jurisdiction of the courts of Malta.